Consumer Collections

NCR Reacts to Payslip/Banks Statement Case with Proposed Guidelines

Consumer Collections, Legal Opinions & Compliance /

In March 2018, the Western Cape High Court, granted an application sort by retailers Truworths, Foschini and Mr Price reviewing and setting aside Regulation 23A (4) of the affordability assessment regulations. The affordability assessment regulations were introduced in 2015 in an attempt to try improve the weaknesses in the reckless credit granting provisions of Sections […]

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Separating the Baby and the bathwater – Garnishee Orders

Collections, Consumer Collections, SA Law & Commercial News /

The original version of Brett Bentley’s cover article appearing in the March 2013 De Rebus, the official SA Attorneys journal. Emoluments attachment orders (EAOs) are commonly, but mistakenly, referred to as ‘garnishee orders’. An EAO is granted in terms of s 65J of the Magistrates’ Courts Act 32 of 1944 (MCA) and orders an employer (referred

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